Frequently Asked Questions

Is There A Credit Pull?

Filling out the application only prompts one soft inquiry, which does not affect your credit score. There is no need to do a hard pull in order to see what your options are. We want you to avoid adding credit pulls on your application in order to get you the best options available in the market. You may receive a hard inquiry if you submit a formal application to any of our lending partners. You would be notified about this over the course of filling out the application.

What Types Of Loans Can You Get Me?

Depending on what you qualify for, VIP Funding may connect you with an SBA loan, business term loan, line of credit, or other type of financing. You can read more about loan types here.

Will I Be Able To Talk To A Person?

If your loan application is approved, you will be assigned an in-house loan specialist or partner representative. They will reach out to you via phone and email, and will be able to answer any questions you may have. If approved, they will help you navigate the underwriting process with our lenders as well as walk you through any offers you receive.

What Documents Will I Need When Applying For Funding?

Depending on the funding type and partner you choose, you may need the following documents:

Last 3-4 month of bank statements depending on state.
Short Application
Keep Your Phone Handy For A Phone Call

Can I get funding if I’m not based in the United States?

Other Then The United States Of America, We Can Only Offer Canada Funding.